Billing Information and Payment (authorize.net) both on checkout pane
I am collecting billing address information and cc information on the same pane (checkout pane), and then on the review your order pane, users can see their billing information and using (card on file) the last 4 digits of the credit card they entered.
However I have a problem. When I click to proceed from the checkout pane and go to the review order pane, information is getting submitted to authorize.net at that time, but I don't want payment information submitted to authorize until the user clicks to proceed from the review order pane (even though they entered their card # on the checkout pane). Anybody have any idea on how to accomplish this?