Adding and subtracting "credit" from a user's account
Are there any contrib Commerce modules to help set up a situation where some purchased products give the customer a "credit", while other products draw from that credit? (I can't find any, but maybe I'm being too literal in my search).
If not, anyone have experience implementing something like this?
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Commerce Userpoints
That's what [Commerce Userpoints](http://drupal.org/project/commerce_userpoints) wants to be. Last I tried (quite a while ago) it worked fine but I needed a couple of patches from the queue.